A lifetime plan is a bet. You hand over one payment against a cost the provider carries forever, and both sides are guessing about how long forever is. The bet is usually good, but the word lifetime is doing a lot of quiet work, and it is worth knowing exactly what it means before you buy.

What you are actually buying

Storage you use for a decade at a fixed one-time price beats a subscription that renews, rises, and never ends. That much is simple. The fine print is where it gets interesting.

Lifetime is a defined term, not a promise

pCloud defines its lifetime plan as 99 years or the lifetime of the account holder, whichever comes first. That framing is standard across the category. It is not deceptive, it is just more specific than the marketing suggests.

The real ceiling is the company, not the clock

If the provider shuts down, the plan shuts down with it. This is the objection every buyer eventually arrives at, and the answer varies enormously depending on whether the company owns its infrastructure or rents it from someone who can reprice them out of business.

Capacity is fixed at purchase

You bought 2TB, you have 2TB. Growing usually means buying another plan rather than upgrading the one you have. This matters more than people expect, because storage needs only ever move in one direction.

Worth knowing. Inactivity clauses vary and are worth reading. pCloud explicitly has none, so files stay put through years of not logging in. Other providers have been less consistent on this point, and at least one has been dropped from most recommendation lists over it.

What everyone charges

Here is every significant lifetime plan we could verify, converted to a common unit. Prices are one-time, in USD, as listed in August 2026.

ProviderPlanOne-timePer TB
pCloudPremium 500GB$199$398.00
pCloudPremium Plus 2TB$399$199.50
pCloudUltra 10TB$1,190$119.00
Internxt1TB$300$300.00
Internxt3TB$450$150.00
Internxt5TB$600$120.00
Internxt100TB (promotional)~$975~$9.75
Filen10TB (promotional)~$1,508~$150.80
Koofr1TB$159$159.00
QubeeLifetime, any size$150 per TB$150.00

Icedrive also sells lifetime plans and is frequently listed at tiers matching pCloud's. We could not verify those figures directly, so they are excluded rather than guessed. Promotional prices are marked, and they rotate.

Price per terabyte, every lifetime tier
Lower is cheaper. Note how far the same provider's own price moves depending on which bucket you buy.
QubeeOther providers
pCloud500GB
$398.00
Internxt1TB
$300.00
pCloud2TB
$199.50
Koofr1TB
$159.00
Filen10TB promo
$150.80
Qubeeany size
$150.00
Internxt3TB
$150.00
Internxt5TB
$120.00
pCloud10TB
$119.00
Internxt100TB promo
$9.75
Two things stand out. Every provider except Qubee charges a different rate depending on how much you buy, and the spread is enormous. pCloud's own price ranges from $398 to $119 per TB for identical storage. And Internxt's promotional 100TB deal is in a different league on raw price, which we will come back to honestly.

The bucket problem

Tiered pricing has a consequence the headline rate hides. Providers sell fixed sizes, and there is usually nothing between them. pCloud jumps straight from 2TB to 10TB.

So if you need 4TB, you either overbuy at $1,190 and pay an effective $297 per TB for what you actually use, or you squeeze into 2TB and run out inside a year. Neither is the advertised price. Flat linear pricing does not have this failure mode. You need 4TB, you buy 4TB, you pay for 4TB.

Where every provider stops

This is the part of the market almost nobody writes about, and it is the single most important thing if you work with video.

Maximum lifetime storage available, per account
Shown on a square-root scale so the smaller tiers stay readable next to 100TB.
Koofrsingle plan
1 TB
pCloudUltra, top tier
10 TB
Filentop tier
10 TB
Internxtstacked
100 TB
Qubeelifetime
No cap
pCloud, the best known name in lifetime storage, stops at 10TB. There is no larger plan at any price. Internxt goes further by letting you stack plans on a single email, up to a stated account maximum of 100TB.

For most people 10TB is more than enough. For anyone shooting video it is roughly one project. A single day of multicam 4K can fill a terabyte, and that footage does not get smaller when the job ends.

Which means most of this market was never built for you. It was built for someone backing up documents, photos, and a music library, and priced against the assumption that they will use a fraction of what they bought.

Being straight about it. Internxt's promotional 100TB offer is genuinely cheaper per terabyte than anything else here, including us, by a wide margin. If your only requirement is a very large amount of raw storage at the lowest possible one-time price, it is the strongest deal on this page and we are not going to pretend otherwise. What it does not do is let you work. That distinction is the rest of this article.

Per terabyte is the wrong question

Comparing storage platforms on price per terabyte assumes every terabyte does the same thing. They do not.

A terabyte on pCloud sits there. You can upload to it, download from it, and share a link that makes the recipient download the file too. That is the whole product, and for backing up a laptop it is exactly right.

A terabyte of production footage has to be watched, commented on with timecode, approved, versioned, delivered to a client who will not install anything, and eventually embedded on a website. None of that is storage. All of it is work that has to happen somewhere.

What you can actually do with the terabyte
Capabilities included in the lifetime plan itself, not sold as a separate purchase.
CapabilitypCloudInternxtFilenKoofrQubee
Store and sync filesYesYesYesYesYes
Share a download linkYesYesYesYesYes
Timestamped video reviewNoNoNoNoYes
Client approval workflowNoNoNoNoYes
Branded proofing galleriesNoNoNoNoYes
Automatic transcriptionNoNoNoNoYes
Sell deliverables directlyNoNoNoNoYes
Embed video on your siteNoNoNoNoYes
This is not a criticism of the other four. They are file storage and they are good at being file storage. The point is that a video team buying any of them has bought one component of a workflow and still needs the rest.

The number that actually matters

So price the whole job instead of the storage line item. Here is a three person video team that needs roughly 10TB, priced over five years, using annual billing wherever it is offered.

What it doesTypical toolPer month
Storage and syncDropbox Business Standard, 3 users$45
Video review and approvalFrame.io Pro, 3 seats$45
Hosting and deliveryVimeo Standard$25
Client galleriesPixieset Plus$20
TranscriptionDescript Creator, 1 seat$24
Total$159

That is $1,908 a year, and it never stops. Over five years, $9,540, before a single price increase.

Five year total cost, three person team, 10TB
Everything required to actually work, not just to store.
QubeeAlternative stacks
Full subscription stackDropbox, Frame.io, Vimeo, galleries, transcription
$9,540
Internxt 100TB + same stackstorage solved, workflow still rented
$7,815
Qubee Lifetime + Agency10TB, multi-user approvals, branded portals
$4,500
Qubee Lifetime10TB, reviews, galleries, transcription, delivery
$1,500
Buying storage from Internxt at a tenth of our per-terabyte price still lands at $7,815 over five years, because storage was never the expensive part. The subscriptions around it were.
Storage was never the expensive part. The subscriptions around it were.

The honest caveat. Qubee Lifetime covers storage, video review, proofing galleries, purchase pages, and transcription. Multi-user approval workflows and branded client portals belong to the Agency plan at $50 a month, which is why both figures are shown above. A solo operator pays $1,500 and nothing else. A team that needs approvals and portals pays $4,500 over five years, still less than half the stack it replaces.

Who should buy what

Buy Qubee if you work with video

If footage is your business, this is the only lifetime plan on the market that includes the workflow around the file rather than just the file. You pay $150 per terabyte at any size, with no bucket to overbuy into and no ceiling to hit, and the review, approval, galleries, and delivery come with it. Lifetime files sit on hardware Qubee owns rather than rented cloud, a materially different answer to the what-if-you-disappear question than most of this category can give.

Buy Internxt if you want maximum raw storage for the lowest price

Their promotional 100TB deal is the best pure storage value on this page and it is not close. If you need a very large amount of encrypted space and you already have your workflow solved elsewhere, buy it. Read the terms first: the promotional codes are not stackable, and the deal covers file storage only, without their mail, meet, backup, or antivirus products.

Buy pCloud if you want the safest consumer option under 10TB

The longest track record in the category, no inactivity clause, and a clearly worded definition of what lifetime means. Their 10TB tier at $119 per terabyte is genuinely good value at that exact size. Just know that 10TB is the end of the road, and their entry tier at $398 per terabyte is the most expensive storage on this page.

Buy Koofr or Filen if privacy is the deciding factor

Both are small, focused, and built around encryption. Neither is trying to be a workflow platform, and neither pretends otherwise. Watch for promotional pricing, since the deal prices quoted around the category rotate and are not list.

How we compared this

Prices were taken from each provider's own pricing pages in August 2026, converted to a per terabyte figure by dividing the one-time cost by the storage included. Where a figure came from a promotional listing rather than list price, it is labelled as promotional, because those rotate and should not be treated as a standing rate.

Icedrive sells lifetime plans and is often listed at tiers identical to pCloud's. We could not verify that directly, so it is named here but left out of the charts rather than reported second hand.

The five year comparison uses annual billing where a provider offers it, one seat of transcription rather than three, and the mid tier of each tool rather than the most expensive. It is deliberately a conservative version of the stack. A team on monthly billing, or on Frame.io Team instead of Pro, would land higher.

We sell one of the products in this comparison, which you should factor in. That is also why the numbers that do not favour us are printed in the same size type as the ones that do.

Frequently asked

Is lifetime storage actually cheaper than a subscription?

Over any real time horizon, yes. One payment beats a fee that renews and rises. The catch is that capacity is fixed at purchase, so buy for where you are heading, not just where you are today.

What happens to my lifetime plan if the company shuts down?

That is the real ceiling, not the 99-year clause. It depends on whether the provider owns its infrastructure or rents it from someone who can reprice them out of business. Qubee's lifetime files sit on hardware we own.

Is Qubee the cheapest per terabyte?

No. Internxt's promotional 100TB deal is cheaper per terabyte, and we say so in the article. Qubee wins on the total cost of the working stack over five years, not the storage line item.